| |
| |
|
Investing Information |
|
What If You Absolutely Positively Could Not Lose - Would You Play the Stock Market?
Seniors on fixed incomes face a unique problem. Where do they invest their savings to get maximum return on investment with limited risk? Some of the traditional places like CDs and Treasury Notes are extremely safe, however the yields tend to be very low. Stocks and Mutual Funds while offering a potential for a higher yield have a risk factor that most seniors find unacceptable. What if you knew you absolutely positively could not loose, Would you invest in the stock market? Imagine if their was a way that you could enjoy the upside potential of the stock market with absolutely no downside Risk, would you be Interested? Equity Indexed Annuities may be the Solution you are looking for. Many insurance companies are now offering Equity Indexed Annuities. These annuities allow you to mirror the gains of popular stock market indices like the S&P 500 or the Dow Jones Industrial Average while not loosing any of your investment capital. In simple terms if the stock market goes up your Annuity also goes up but if the stock market goes down your Annuity does not loose any value. An Equity Indexed Annuity is not an Investment in stocks or Mutual funds instead it is a way the Insurance allow your Investments to mirror the gains of the stock market with no downside risk. Many Popular Equity Indexed Annuities are set up using a monthly tracking Method. Once a Month the insurance company will look at the stock market index to determine the gain or loss. If the index goes up 2% then they put a plus 2 on your scorecard. If the index goes down 4% then they put a -4 on your score card. At the end of the year the Insurance company totals your scorecard for the year if it is positive (say 8%) they would then add 8% to your annuity value however if it is negative your annuity value would stay the same. If you started the year with an annuity value of $10,000 your annuity would still be worth $10,000. It doesn't matter if your score card has a Negative 1%, 10% or 99% you will not loose one cent of your $10,000 starting value. Every year your Annuity Value is reset, Using the above example if you Annuity started the year with a $10,000 Value and your score card shows a plus 8% for the year your Annuity would know be Reset to $10,800 and the process starts again. To sweeten the Pot even further many insurance companies are offering Bonus Equity Indexed Annuities, these vehicles work exactly the same as Equity Indexed Annuities but the insurance companies will add a Bonus of up to 10% to your Annuity. If you place $10,000 to start in your annuity with a 10% Bonus Annuity the insurance account would now add $1,000 making your Bonus Equity Indexed Annuity now worth $11,000. In addition you could receive this 10% bonus for any funds you add in the first 5 years. With Equity Indexed Annuities from popular insurance companies You can have it all. A way to earn some huge Gains from the Stock market while being totally insulated from any downside risk and a Bonus of up to 10% of all money added in the first 5 Years. Mike Makler is a Licensed Life Insurance Agent Based out of St Louis Missouri. To Learn More Call Mike at 314 398-5547 or Visit Mike's Web Page http://ewguru.com/insurance Copyright 2005-2006 Mike Makler
MORE RESOURCES:
Google News |
|
|
|
RELATED ARTICLES
Credit Scores = ROI Profits for Real Estate Investors Strong credit saves real estate investors money on mortgage finance costs. A good credit score, along with the other credit and mortgage qualifications, means that investors can pay lower fees for financing, such as points and interest charges. What If You Absolutely Positively Could Not Lose - Would You Play the Stock Market? Seniors on fixed incomes face a unique problem. Where do they invest their savings to get maximum return on investment with limited risk? Some of the traditional places like CDs and Treasury Notes are extremely safe, however the yields tend to be very low. Five Sure Fire Way to Secure Your Financial Future "You can be poor when you're young, but you can't be poor when you're old." That was the tag line used some years ago in a financial services television commercial. What My Horse Had For Breakfast Let's see, he had some oats, fresh alfalfa and his vitamins. I know from the mixture that is great food and he will win the seventh race this afternoon. Super Rules, OK? Do you rule your superannuation or does it rule you?It's easy to fall for some myths about your super unless you do some clear thinking about who is in charge. Virtually all Australian employees now have a superannuation account, many have several, even more than they know about. Finding a Broker "Hey Joe! I need help finding a broker. I notice that discount commission rates are pretty much the same. Dumb Money Many people have, at one time or another, taken some of their hard-earned funds, and decided to put them in the stock market. These well-meaning individuals either acted on a tip they saw on CNBC, or actually believed one of those crazy faxes/emails that said XBXB @ $0. The Three Legged Stool My paternal grandparents were born near Lake Como, Italy. My grandfather learned how to farm, and he did just that until he died chopping wood at age 88. Why Should I Use Penny Shares to Build Wealth? A strategic question. Why indeed?1. Will a Falling Dollar Derail Your Plans for Retirement? How much are you willing to pay for a tank of gas? We've all watched as gas prices hit record highs, but what would you do if you filled your tank and paid by credit card only to discover on your monthly statement that you paid $80 to fill an economy car. No, this is not some future doomsday projection of oil prices. Who Wants To Be A Millionaire? I am sure you have probably read about the power of compound interest. And how if you invested $10,000 at 10% return and let it compound for 50 years you would have a little over 1 million dollars. Planning for Retirement Almost without exception, people don't start planning for their retirement early enough in their lives. Young people leaving High School or College and going into their first paid position find it difficult to look or see ahead to age sixty or sixty-five. Need To Trade! You don't HAVE to be trading.As a novice trader, you'll often feel the need to trade. How to Analyze the Veracity of Investment Newsletters When trying to analyze whether a promotional ad for an investment newsletter or a market timing investment trading system is worthy of investigation, the following questions should be asked:Does the strategy have a track record? Without this you are really allowing your emotions to be in play. All of us want to believe that if someone says something it must be true. HYIPs Investments or Scams? High Yield Investment Programs (HYIPs) appear at first to be the secret to unlimited wealth and fortune, but as you can guess that quickly changes. However, I have found myself still using them in a very limited fashion as a generator for my digital currency exchange. Get Wealthy With the Rule of 72 When it comes time to retire how many people would like to have a nest egg that is 2 or 3 or even 4 times larger than what they have? With an answer so obvious allow me to explain how you can make it happen for yourself.First we'll explain the Rule of 72. Find a Methodology and Minimize Investment Madness There are many reasons to be investing these days, and too much opportunity to not have your money working for you.However, I believe the majority of people dread having to deal with investment matters, and tend to jump into purchases and then hold their breath hoping for the best. Investing: Do You Want To Make Money, Or Would You Rather Fool Around? It always amazes me how much stock market investors resemble horse track bettors. Some are very conservative, willing to trade low returns for relative safety. What Is A Fair Market Value, Really? If Youre Going To Trade, Be Sure Its Worth It! I've been involved in online trading, specifically with stock and index options, for several years. In this time, I've spent a great deal of time thinking about value and the fact that anything, be it a stock or currency or even a house, is worth exactly whatever someone else will pay for it. Online Trading Options Strategies - Rolling Rolling is defined in options online trading as moving a position from one strike to another either vertically in the same month, horizontally to another month or some combination thereof.Other times, you may have to buy your short call back so that you will not lose your stock.
|
|
|
|
|
